Broker Check
 

10 things we know to be true

#1. A FINANCIAL PLAN IS THE BACKBONE TO AN INVESTMENT PORTFOLIO:

 By having a plan and long term focus, it brings clarity to your financial situation.


#2. INFLATION ERODES ASSET VALUES:

 You need your money to increase greater than the cost of living. In 1993 a McDonalds(r) Big Mac cost $2.28 today in 2013 the Big Mac costs $4.20.  Kellogs(r) Cornflakes in 1993 cost $1.29 for an 18 oz. box. Today in 2013 a 12 oz. box costs $3.79


#3. DIVERSIFICATION IS KEY TO WEALTH ACCUMULATION:

 Investing in various asset classes gives a diverse portfolio to help reduce risk and take advantage of opportunities in differing markets and assets.


#4.PANIC IS AN ADVERSE EMOTIONAL FORCE TO YOUR FINANCIAL SUCCESS.   We coach and work with our clients through all market cycles. This will help protect you from emotional investment decisions.


#5. MARKET TIMING IS NOT AN EFFICIENT WAY TO ACHIEVE FINANCIAL GOALS:  

Academic research in market timing indicates that there is little evidence to indicate that timing works in the long run. We use a long-term perspective when investing a client's assets.


#6. TIME IS YOUR BEST ALLY TO FINANCIAL SUCCESS:

 As Albert Einstein once said "compound interest is the eighth wonder of the world". We feel the earlier you start the better.


#7.TODAY WE HAVE LOTS OF INFORMATION AND LITTLE TIME:

We are bombarded by headlines everyday which often lead to emotional investing. If you listen to CNBC for one hour you can get 5 conflicting responses.Our clients benefit by not having to worry about the headlines. We cut out the noise for our clients.


#8 CHANGE IS CERTAIN:

With the globalization of economies and market cycles, change is inevitable. We have an open dialogue with our clients to educate and guide them through these changes.


#9. VALUE INVESTING IS ONE OF THE MOST SUCCESSFUL INVESTING DISCIPLINES:

Value investing is the process of buying companies at a lesser price than their intrinsic value. This disciplined and proven philosophy is one that we adhere to and is the backbone of our investment choices. It has been used by some of the most famous investors such as: Warren Buffet, Sir John Templeton and Harry Markowitz.


#10 TO ENJOY LIFE YOU NEED TO FOCUS ON WHAT YOU LOVE:

 A coach and advisor can relieve the stress of a financial world. Allowing you to spend your free time enjoying your passions and the things you love most.


All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A diversified portfolio does not assure a profit or protect from loss in a declining market. Asset allocation is an investment strategy that will not guarantee a profit or protect you from loss.